top of page
grn-finanncial-services-logo.png

The GRN Financial Services Blog!

 

Full of expert information and advice to keep you up to date with all of the latest mortgage and financial services that we offer

The information contained within our blog is correct at time of publication but is subject to change.

Search
Writer's picture: Aga - Mortgage BrokerAga - Mortgage Broker

How could expecting a baby or being on maternity/paternity leave affect your mortgage application?

First of all, don’t worry as expecting a baby doesn’t always mean you can't get a mortgage. We have helped many pregnant mums as well as many parents on leave to get mortgages offered.

As always, it is about your income and expenditure when you have had the baby, what plans you have with regards to return to work and what childcare costs, if any, you will be paying for.

Every single lender has a specific criteria about maternity/paternity leave pay. Although having a baby is a personal matter, it affects us in a material way therefore this should be discussed with the lender upfront so we actually select the right lender for you.

Like with being pregnant, when getting a mortgage, complications may sometimes happen and you had better be under a professional care then. If you have an adviser, you can just enjoy the process

If you are planning to buy a house and wish to have a chat, we are here to help.




7 views0 comments
Writer's picture: Aga - Mortgage BrokerAga - Mortgage Broker

What could be the benefits of buying jointly with a parent?


With current house prices on the increase, many First Time Buyers may be struggling on their income alone to buy their dream home.

One young person’s salary may not be enough to get a mortgage. Sometimes even two is not enough…


Joint Borrower Sole Proprietor Mortgage might just be the right solution to the problem! A parent could join in the mortgage application with their income to boost affordability so their child(ren) can get on to the property ladder. The joining parent doesn’t need to be the legal owner of the house so there won’t be tax liability for them. They will however be responsible for mortgage repayment.


Please bear in mind that as every case is different, it is best to speak to a qualified broker first. Contact us if you have any questions.



13 views0 comments
Writer's picture: Aga - Mortgage BrokerAga - Mortgage Broker

Wouldn’t it be great to BUILD your own home with just 5% of own deposit?!

A new Government scheme called HELP TO BUILD that will be available in England, will make this possible for many people.


With just 5% deposit and up to 20% (40% in London) of Equity Government Loan, you may be able to get a mortgage to actually build your own home. How good could it be to chose your own location and design?!


The equity loan offered will be based on estimated costs to buy land and build a home.




61 views0 comments

Contact details

GRN Financial Services

Mortgage broker

15 Bath Street,

Leek

ST13 6JQ 

Visit our social channels

  • facebook
  • linkedin

Search our website for helpful articles 

Plastic Free Champion Logo.png

REMEMBER! YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

​

OUR FEES and charges vary depending on the services we provide to you. We typically charge a fee of £499 payable on mortgage offer.

Some of the products/services shown are not or may not be regulated by the Financial Conduct Authority.

​

GRN Financial Services Ltd is a company registered in England and Wales. Registered number: 11200120. Registered office: 15 Bath Street, Leek, Staffordshire, ST13 6JQ. GRN Financial Services Limited is an appointed representative of PRIMIS Mortgage Network, a trading name of Personal Touch Financial Services Ltd. Personal Touch Financial Services Ltd is authorised and regulated by the Financial Conduct Authority. GRN Financial Services Ltd accepts no responsibility for any loss or damage resulting directly or indirectly from the use of the content on this website. The content of this website is aimed at UK based customers only.

© GRN Financial Services

33C LOGO.jpg
bottom of page