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Things to avoid when getting a mortgage!!!

A customer contacted us to say they took a loan half way through their mortgage application😱….This nearly gave us a heart attack as it might have ruined the whole plan of a successful so far case! So much preparation, hours of work, customer’s hopes they would soon be in new home – all might have come to nothing! Why?

Any material change that happens in between a mortgage offer and the moment you collect your keys to new home must be reported to the lender ❗️

Lender reserves the right to do pre-completion credit checks and any such thing as a new loan or car finance or outstanding balance on credit card can be detected, which may mean your mortgage may not be affordable any longer…

This is one of the things you shouldn’t do once you have mortgage agreed – DO NOT TAKE A NEW LOAN!!!

What else could jeopardise the whole home buying plan?

📌Change of a job

📌Reducing your working hours

📌Getting into arrears or having a CCJ registered

There is, however, one thing you SHOULD ALWAYS DO…it is to speak to a mortgage broker first before you do anything.👩‍💻🧑‍💼

Should you have any questions about a mortgage, feel free to speak to us. We are here to help.


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GRN Financial Services

Mortgage broker

15 Bath Street,


ST13 6JQ 


GRN Financial Services Limited act as a credit broker not a lender.

OUR FEES and charges vary depending on the services we provide to you. We typically charge a fee of £395 payable on application.
Some of the products/services shown are not or may not be regulated by the Financial Conduct Authority’.

GRN Financial Services Ltd is a company registered in England and Wales. Registered number: 11200120. Registered office: 15 Bath Street, Leek, Staffordshire, ST13 6JQ. GRN Financial Services Limited is an appointed representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading style of Personal Touch Financial Services Ltd which is authorised and regulated by the Financial Conduct Authority The information in this email is sent in confidence for the addressee only and may be legally privileged. Unauthorised recipients must preserve this confidentiality and should please advise the sender immediately of the error in transmission. If you are not the intended recipient, any disclosure, copying, distribution or any action taken in reliance on its content is prohibited and may be unlawful. GRN Financial Services Ltd accepts no responsibility for any loss or damage resulting directly or indirectly from the use of this email or the content.

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