With energy bills increasing drastically, inflation on the jump, mortgage interest rates going up as well as other things like national insurance contributions or council tax bills expected to increase , what can we do to help our customers?
As lenders are changing their approach to reflect the economic situation, many buyers will find that they no longer can get the mortgage they hoped for . Because a broker can check affordability stretches of many lenders at once, and as we know the nuances of borrowing, we can advise you which lender will be the most generous so you can still buy the house you want.
Many households will be struggling to find surplus cash to cover everyday expenditures, some customers might benefit from advice on debt consolidation. This way, they will get rid of debts and free some cashflow. We would advise to speak to a broker to see if it is really the best option.
Now, more than ever, it is crucial to have your income protected in case you are not able to work. Income protection insurance is an absolute must when households’ bills are going to be even more expensive. How would you cope if you only received the Statutory Sick Pay? How would you manage to pay the bills and feed your family? Speak to a broker about Income Protection.
We are here to help you with any questions you have.
Think carefully before securing other debts against your property. Your home may be repossessed if you do not keep up repayments on your mortgage.
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